Skepticism is a necessary tool in a homebuyer’s arsenal to ensure that their financial health is properly protected. Garbett Homes, and our preferred lender, Team Marylee with Inspiro Financial, are aware of your desire to shop around with other lenders to purchase your home. To keep you as informed as possible, here are five reasons why working with your homebuilder’s preferred lender is the best choice you can make in the homebuying process.
Marylee Gilchrist Senior VP | Executive Loan Officer NMLS #242466
A perk of working with our preferred lender is the fact that they already have an established close relationship with Garbett Homes. We already know how to communicate with each other and who to contact when issues come up. No time is wasted on product education, relationship building, determining the method of contact, and who to contact. Which makes for a smoother overall closing process.
Familiarity with ProductOur close pre-established relationship also grants natural advantages to the homebuyer that utilizes our preferred lender. They can help you answer almost as many questions about our communities as we at Garbett Homes can. Allowing you to go in with a deeper knowledge of what to expect than if you went with another lender.
Competitive RatesUnlike other lenders, new loans are the majority of Team Marylee’s business. This allows her team to be much more competitive on the interest rate that you will pay comapred to other lenders that operate on a refinancing first business model. Additionally, the mutual customer-first mindset that Garbett Homes and Team Marylee operate under means that we are focused on your needs. We work together to make your homebuying experience to be the best it possibly can be, with the lowest interest rates possible.
Transparency Throughout the ProcessWhen you partner with Team Marylee and Inspiro Financial, you partner with someone who doesn’t just preach a customer-first mindset but puts it into practice. There is no better example of this than the open line of communication that she extends to all their homebuyers throughout the lending and construction process. Other lenders only reach out if something has gone wrong with the loan or they need something from you, Team Marylee will reach out to celebrate your milestones with you and make sure you are as updated as often as possible. Much like Garbett Homes and our Community Team’s bi-weekly update calls, our preferred lender wants you empowered with as much information as we can give.
Special IncentivesWith such a major purchase like buying a new home it is important to make sure your dollar stretches as far as possible. By choosing to finance your loan through our preferred lender, Garbett Homes will be able to offer you deals not available with any other lender. While these incentives do vary depending on market conditions, we almost always contribute to closing costs and moving costs with our preferred moving company. Don’t be afraid to ask about others when you reach out.
Garbett Homes and Team Marylee know that home buying is one of the biggest and most serious financial decisions you can make. We embrace your careful skepticism in this process and want to make sure you’re both comfortable and confident in your purchase and who you choose to get your lending from. If you want to learn more or get started on financing your beautiful Garbett Home, do not hesitate to reach out to Team Marylee and learn more today!
This is not a loan commitment or guarantee of any kind. Loan approval and rate are dependent upon borrower credit, collateral, financial history, and program availability at the time of origination. Inspiro Financial, LLC is an Equal Housing Lender. We are headquartered at 6925 S Union Park Ctr, Ste 150, Cottonwood Heights, UT 84047, Toll-Free (866) 577-6262; NMLS No. 2114609 (www.nmlsconsumeraccess.org).